Maintaining profitability in the face of rapid technological innovation and economic changes is a major problem for the banking industry listed on the Indonesia Stock Exchange. In this regard, effective current asset management and the adoption of digital transformation have emerged as two critical strategic elements that improve financial performance and competitiveness. The purpose of this study is to investigate how digital transformation and current asset turnover (CATO) affect banking profitability as determined by return on assets (ROA). The 2020-2024 timeframe's secondary data was used in a quantitative manner. CATO, digital transformation, liabilities, equity, and operating expenses are among the elements that are examined. According to statistical study, CATO positively affects ROA, suggesting that efficient current asset management greatly boosts profit production. Additionally, digital transformation increases market reach, boosts operational effectiveness, and enhances service quality—all of which contribute to increased profitability. These results demonstrate that in order for banks to adjust to changes in the market and maintain a competitive edge in the digital age, an integrated approach combining effective financial management and technology adoption is necessary.